Top 10 Best Collection Agency
Our listings showcase trusted collection agencies that specialize in debt recovery services for businesses across various industries. These agencies are chosen for their professionalism, ethical practices, and high success rates in recovering outstanding debts.
Los Angeles Collection Service Inc.
Westwood Boulevard, Los Angeles, California- Financial Services
- Legal Accounts Receivable Collection
Specialties Since 1975, Los Angeles Collection Service Inc. has made a commitment to the conscientious and ethical pursuit of account collections for More Detail
Cedar Financial
Las Virgenes Road, Los Angeles, California- Commercial
- Government
- Medical
Specialties Cedar Financial is a world-class debt management agency for national and international clients. We specialize in recovering outstanding i More Detail
Alternative Recovery Management
University Avenue, San Diego, California- Cash Advance Collections
- Camp Ground, Timeshare, Resort Collections
- Commercial Collections
Alternative Recovery Management has a highly trained dedicated staff of seasoned professionals. We have been providing debt collection services in San More Detail
HF Holdings, Inc.
Oberlin Drive, San Diego, California- Medical Collections
- Collection Agency for Small Business
- Judgment Collection and Recovery
- See More
Debt Collection Agency No Recovery, No Charge HF Holdings, Inc. is more than just a collection agency. We strive to be an extension of your business a More Detail
ASAP Collection Services, LLC
Santa Teresa Boulevard, San Jose, California- financial Services
- California Common Interest Developments (CIDs)
- Homeowner Associations (HOAs)
- See More
We have been providing reliable Assessment Collection Services to California Common Interest Developments since 1997. With more than two decades of ex More Detail
ACS Allied Collection Services of Ca LLC
Oakdale Avenue, Los Angeles, California- individuals with delinquent
- judgment holders
- extends credit
Specialties Specializing in: - Financial Services - Collection Agencies - Collection Systems - Collection Law Attorneys - Bankruptcy Law Attorneys - More Detail
Coast to Coast Financial Solutions
Hodencamp Road, Los Angeles, California- Debt Collection Services
- Contingency Collections
- Legal Accounts Receivable Collections
Coast to Coast Financial Solutions is a professional, full service debt collection agency proudly serving the USA from Coast to Coast! In addition, More Detail
Alliance One, Inc.
Mission Gorge Road, San Diego, California- Debt Relief Services
- Careers
- Accounts Receivable Solutions
As one of the leading accounts receivable providers today, we offer a complete range of collection and contact center solutions designed to meet our c More Detail
FINEX Group LLC
Great Oaks Boulevard, San Jose, California- collection agency
- Bankruptcy Law
ABOUT Welcome to the FINEX Group. We are considered one of the industry's leading experts. We have over 30 years experience in the industry practic More Detail
The Best Service Company
South Centinela Avenue, Los Angeles, California- Collection Specialists
- debt collection
Specialties The Best Service Company represents banks and credit unions with the recovery of outstanding consumer and commercial debt obligations. More Detail
Frequently Asked Questions
A collection agency specializes in recovering unpaid debts from individuals or businesses. When a company is unable to collect overdue payments from customers, they hire a collection agency to pursue the debt. Agencies use phone calls, emails, and legal notices to encourage payment. In extreme cases, they may initiate legal action to recover the owed amount.
Businesses should consider hiring a collection agency when:
- Invoices are 60–90+ days overdue
- Customers have ignored multiple payment reminders
- The company lacks the resources to chase down payments
- The debt is large enough to justify the cost of collection services
Most collection agencies work on a contingency basis, meaning they only get paid if they successfully recover the debt.
Not necessarily. Reputable collection agencies use professional, ethical approaches to recover debts while preserving the customer relationship. Some agencies offer "soft collections", where they politely remind debtors and try to negotiate payment plans rather than using aggressive tactics.
Debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA), which prohibits:
- Harassing or threatening debtors
- Calling outside of allowed hours (before 8 AM or after 9 PM)
- Misrepresenting the amount owed
- Contacting debtors at work if prohibited
Businesses should choose an agency that follows ethical debt collection practices to avoid legal risks.
Collection agencies typically charge in one of three ways:
- Contingency fees: 25%–50% of the collected amount (common for unpaid invoices)
- Flat fees: $10–$50 per account for "soft collections"
- Hourly rates: Used for legal debt recovery cases
The cost depends on how old the debt is—the longer the account has been overdue, the harder it is to collect, so fees tend to be higher.