Top 10 Best Collection Agency
Our listings showcase trusted collection agencies that specialize in debt recovery services for businesses across various industries. These agencies are chosen for their professionalism, ethical practices, and high success rates in recovering outstanding debts.
Wealth Recovery Solutions
North Market Street, San Jose, California- Small Claims Judgment
- Probate Judgmen
- Process Servers
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Wealth Recovery Solutions are professionals in the field of in the area of Court Orders and Judgment Recovery based in California USA. History Estab More Detail
One Stop Collection Agency
Sunset Boulevard, Los Angeles, California- Collection Agency
Specialties We stand by our 35 years of collection experience and if we have only 7 bad reviews along with the good ones Yelp refuses to show, we mus More Detail
Veterans & Civilian Credit Restoration Corp
Sixth Avenue, San Diego, California- Debt Relief Services
At Veterans & Civilian Credit Restoration Corp., we believe that everyone deserves a second chance at financial freedom. Specializing in credit restor More Detail
The Collection Firm
Westwood Boulevard, Los Angeles, California- Legal advice
- Recovering debts
- Contacting debtors
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It is imperative in today’s market for businesses, investors and individuals to be able to conduct international commercial activities in a profit More Detail
Direct Recovery Associates
Kanan Road, Los Angeles, California- Debt Relief Services
- Personalized, Courteous & Prompt Service
Direct Recovery Associates, Inc. is a debt collection agency specializing in collecting commercial and professional service claims throughout the U.S. More Detail
Empire Credit and Collections
New York 109, Los Angeles, New York- National Collection Agency
- Small Business Collections
- Commercial Collections
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Specialties We are a debt collection agency that collects your delinquent accounts using our vast network of bill debt collection experts. Our person More Detail
Commercial Collection Consultants, Inc.
Ventura Boulevard, Los Angeles, California- AR² ™ Outsourcing for Law Firms
- AR² ™ A Transparent Solution
- CCC-International Recovery
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Specialties Since our inception in 1981, Commercial Collection Consultants has provided credit executives with an entirely unique approach to limitin More Detail
Mesa Revenue Partners
North Broadway, Los Angeles, California- Corporate & Commercial Collection
- International Collections Services
- Free 72 Hour Tax Demand
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Specialties Serving commercial clients in Arizona and throughout the United States, MRP is dedicating to meeting and exceeding every client's expecta More Detail
Centralized Management Services
Aero Drive, San Diego, California- Financial Advising
- Credit Monitoring
- Financial Rehabilitation
Centralized Management Services delivers a fusion of solutions encompassing consumer document and credit monitoring challenges through the United Stat More Detail
Credit Solutions Corp.
Camino Del Rio North, San Diego, California- Financial Advising
Our goal is to help get your financial path in great working order. That’s why we’ve upgraded our website to provide you an enhanced user experien More Detail
Frequently Asked Questions
A collection agency specializes in recovering unpaid debts from individuals or businesses. When a company is unable to collect overdue payments from customers, they hire a collection agency to pursue the debt. Agencies use phone calls, emails, and legal notices to encourage payment. In extreme cases, they may initiate legal action to recover the owed amount.
Businesses should consider hiring a collection agency when:
- Invoices are 60–90+ days overdue
- Customers have ignored multiple payment reminders
- The company lacks the resources to chase down payments
- The debt is large enough to justify the cost of collection services
Most collection agencies work on a contingency basis, meaning they only get paid if they successfully recover the debt.
Not necessarily. Reputable collection agencies use professional, ethical approaches to recover debts while preserving the customer relationship. Some agencies offer "soft collections", where they politely remind debtors and try to negotiate payment plans rather than using aggressive tactics.
Debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA), which prohibits:
- Harassing or threatening debtors
- Calling outside of allowed hours (before 8 AM or after 9 PM)
- Misrepresenting the amount owed
- Contacting debtors at work if prohibited
Businesses should choose an agency that follows ethical debt collection practices to avoid legal risks.
Collection agencies typically charge in one of three ways:
- Contingency fees: 25%–50% of the collected amount (common for unpaid invoices)
- Flat fees: $10–$50 per account for "soft collections"
- Hourly rates: Used for legal debt recovery cases
The cost depends on how old the debt is—the longer the account has been overdue, the harder it is to collect, so fees tend to be higher.