Top 10 Best Collection Agency in Los Angeles, California
Our listings showcase trusted collection agencies that specialize in debt recovery services for businesses across various industries. These agencies are chosen for their professionalism, ethical practices, and high success rates in recovering outstanding debts.
American Consumer Credit Counseling
West 5th Street, Los Angeles, California- Financial education
- Debt management services
- Credit counseling
American Consumer Credit Counseling has an average rating of 4 from 12 reviews. The rating indicates that most customers are generally satisfied. The More Detail
Benjamin, Chaise & Associates
Platt Avenue, Los Angeles, California- Standard Contingency Based Collections
- Results-Driven
- Best Debt Collection Specialists
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Welcome to Benjamin, Chaise & Associates, your trusted commercial debt collection agency in Los Angeles Our team of collectors are experts in skip More Detail
Cedars Business Services, LLC
Las Virgenes Road, Los Angeles, California- Financial Services
We are a nationally licensed debt collection agency providing domestic and international debt recovery services for businesses, schools and municipali More Detail
Lawson Hamilton & Associates
North Glenoaks Boulevard, Los Angeles, California- commercial collection
- financial collection
- healthcare collection
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With over a decade of experience, Lawson Hamilton & Associates specializes in collections for several industries including: Healthcare, Government, Co More Detail
The Judgment Solutions
South Spring Street, Los Angeles, California- Auxiliary legal services
Specialties We purchase your judgment on a "future pay" basis, without application fees or up-front costs of any kind. We cover all costs and expense More Detail
JMH & Associates
West Alameda Avenue, Los Angeles, California- Collection
- Legal Resolution and Judgments
- Credit Reporting
- See More
Welcome to JMH & Associates, your trusted debt collection partner based in Los Angeles, California, proudly serving clients nationwide. As a professio More Detail
Grey Judgment Enforcement
East Washington Boulevard, Los Angeles, California- Process Servers
- Process serving
Specialties GR ISIDRO Judgment Recovery is dedicated to the enforcement of court judgments. We purchase your judgment on a 'future pay' basis, withou More Detail
One Stop Collection Agency
Sunset Boulevard, Los Angeles, California- Collection Agency
Specialties We stand by our 35 years of collection experience and if we have only 7 bad reviews along with the good ones Yelp refuses to show, we mus More Detail
The Collection Firm
Westwood Boulevard, Los Angeles, California- Legal advice
- Recovering debts
- Contacting debtors
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It is imperative in today’s market for businesses, investors and individuals to be able to conduct international commercial activities in a profit More Detail
Direct Recovery Associates
Kanan Road, Los Angeles, California- Debt Relief Services
- Personalized, Courteous & Prompt Service
Direct Recovery Associates, Inc. is a debt collection agency specializing in collecting commercial and professional service claims throughout the U.S. More Detail
Frequently Asked Questions
A collection agency specializes in recovering unpaid debts from individuals or businesses. When a company is unable to collect overdue payments from customers, they hire a collection agency to pursue the debt. Agencies use phone calls, emails, and legal notices to encourage payment. In extreme cases, they may initiate legal action to recover the owed amount.
Businesses should consider hiring a collection agency when:
- Invoices are 60–90+ days overdue
- Customers have ignored multiple payment reminders
- The company lacks the resources to chase down payments
- The debt is large enough to justify the cost of collection services
Most collection agencies work on a contingency basis, meaning they only get paid if they successfully recover the debt.
Not necessarily. Reputable collection agencies use professional, ethical approaches to recover debts while preserving the customer relationship. Some agencies offer "soft collections", where they politely remind debtors and try to negotiate payment plans rather than using aggressive tactics.
Debt collection agencies must comply with the Fair Debt Collection Practices Act (FDCPA), which prohibits:
- Harassing or threatening debtors
- Calling outside of allowed hours (before 8 AM or after 9 PM)
- Misrepresenting the amount owed
- Contacting debtors at work if prohibited
Businesses should choose an agency that follows ethical debt collection practices to avoid legal risks.
Collection agencies typically charge in one of three ways:
- Contingency fees: 25%–50% of the collected amount (common for unpaid invoices)
- Flat fees: $10–$50 per account for "soft collections"
- Hourly rates: Used for legal debt recovery cases
The cost depends on how old the debt is—the longer the account has been overdue, the harder it is to collect, so fees tend to be higher.